Jr. Officer-Executive Officer : Bengal Commercial Bank
Last Updated on September 10, 2022
RO/ ARM (Jr. Officer-Executive Officer), Secured Loans, SME Banking Job Circular at Bengal Commercial Bank Limited
Bengal Commercial Bank Limited has recently published a job circular for the position of RO/ ARM (Jr. Officer-Executive Officer), Secured Loans, SME Banking.
Vacancy
Not specific
Job Context
- Position: Jr. Officer/ Officer/ Senior Officer/ Executive Officer
- Position will be offered to the deserving candidates on the basis of experience and competence.
- Candidates with relevant experience in SME Banking are requested to apply.
Job Responsibilities
- To achieve set SME Business Asset & Liability targets in terms of sales volume and number of accounts to develop own SME portfolio
- Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client’s objectives, effective identification of financial needs, offering financial solutions
- To develop sales strategies for product channels and managing existing portfolio health
- Monitor proper utilization of investment facilities in SME accounts and maintain the quality of risk assets and ensure periodic review of the facilities
- Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, investment viability, customer payment history, customer credit-worthiness etc.
- Maintain an in-depth knowledge of the customer’s business through regular customer visits and industry research
- Monitor Non-Performing SME Investment and decide on appropriate strategies and plan to liaise with recovery activities.
- Ensure compliance with internal policies and procedures and external regulatory requirements
- To follow and maintain the compliance of all types and policies of the competent authorities
Employment Status
Full-time
Workplace
- Work at office
Experience Requirements
- At least 2 year(s)
Additional Requirements
- Post-Graduation from any reputed university with no Third Division/Class
- Minimum 2 years of experience in working in a SME/ Corporate Relationship Management Team of a reputed banks /FIs
- Strong knowledge in banking/ financial services, SME products and compliances
- Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses
- Well round knowledge of the Bank’s operations and processes and excellent knowledge of credit policies and procedures
- Experience of working in centralized environment and real time on-line banking will be an added advantage
- Excellent interpersonal, public relationship, team building and people management skills
- Excellent communication & interpersonal skills
- Sufficient knowledge to operate Microsoft Office Applications
Job Location
Anywhere in Bangladesh
Salary
- Negotiable
- Bengal Commercial Bank Ltd. offers excellent compensation & benefit packages.
Application Deadline : 5 Oct 2022
*Photograph must be enclosed with the resume.
Bengal Commercial Bank promotes Equal Employment Opportunity. Only short-listed candidates will be communicated and any sort of persuasion will result in disqualification.
Job Source: Bengal Commercial Bank Job Circular
